ОСАГО и Техосмотр

Два термина, характеризующие общую картину автомобильного транспортного сообщения в России – техосмотр и обязательное страхование автогражданской ответственности, или ОСАГО, которые тесно взаимосвязаны друг с другом. Техосмотр и ОСАГО

1.До принятия нового Федерального Закона «О Техосмотре» собственник был обязан предоставить оформленный полис ОСАГО. Сегодня ситуация кардинально изменилась, а именно, чтобы купить полис автострахования, в СК необходимо предоставить диагностическую карту или талон ТО, выданный до 30-го июля 12-го года (действуют до 2015-го г.).

То есть, если раньше наличие полиса ОСАГО являлось основным условием для допуска к прохождению ТО, то сейчас наоборот, диагностическая карта – своеобразный пропуск в пункт технического осмотра.

2.Переоформление диагностической карты не требуется, если в период ее действия происходит смена собственника транспортного средства.

Все стало намного проще. Если у автомобиля меняется владелец, он может свободно передвигаться по территории России. Для этого необходимо сначала внести некоторые изменения в информационной части договора ОСАГО, который был оформлен на бывшего владельца. Изменения касаются сведений о собственнике и о лицах, допущенных к управлению ТС.

3.Утрата диагностической карты.

Оператор техосмотра обязан выдать дубликат диагностической карты в случае ее утраты. Для этого совсем не нужно ехать в тот пункт ТО, где вы проходили диагностику. Достаточно обратиться к одному из аккредитованных операторов, вне зависимости от места его нахождения. А сведения о ранее выданном документе оператор берет в единой автоматизированной базе. Стоимость оформления дубликата не превышает 1/10 части тарифа, установленного в рамках данного ПТО за прохождение процедуры ТО.

4.Сроки действия талона при покупке полиса ОСАГО.

По ранее действующему Законодательству талон ТО при покупке полиса ОСАГО должен был действовать еще в течение 6-ти месяцев. Сегодня страховая компания заключит с вами договор, даже если срок действия талона ТО (диагностической карты) истекает на следующий день.

5.Покупка ОСАГО без технической диагностики.

Это возможно, несмотря на совершенно обратные требования нового закона. Исключение предоставляется владельцам новых автомобилей на 20 дней: этого вполне достаточно для того, чтобы проследовать к месту регистрации или месту проведения ТО.

Консоль отладки Joomla!

Application 0.000 seconds (+0.000); 0.61 MB (+0.610) - afterLoad

Application 0.056 seconds (+0.056); 3.94 MB (+3.327) - afterInitialise

Application 0.072 seconds (+0.016); 4.93 MB (+0.991) - afterRoute

Application 0.152 seconds (+0.080); 7.72 MB (+2.798) - afterDispatch

Application 0.165 seconds (+0.013); 8.12 MB (+0.400) - beforeRenderModule mod_custom (Logo)

Application 0.167 seconds (+0.002); 8.15 MB (+0.028) - afterRenderModule mod_custom (Logo)

Application 0.168 seconds (+0.001); 8.15 MB (-0.001) - beforeRenderModule mod_custom (Banner Top (2))

Application 0.169 seconds (+0.001); 8.16 MB (+0.004) - afterRenderModule mod_custom (Banner Top (2))

Application 0.170 seconds (+0.001); 8.16 MB (+0.001) - beforeRenderModule mod_menu (Main Menu)

Application 0.180 seconds (+0.009); 8.25 MB (+0.091) - afterRenderModule mod_menu (Main Menu)

Application 0.188 seconds (+0.009); 8.49 MB (+0.238) - beforeRenderModule mod_custom (TOP SLIDER)

Application 0.189 seconds (+0.001); 8.49 MB (+0.004) - afterRenderModule mod_custom (TOP SLIDER)

Application 0.191 seconds (+0.002); 8.49 MB (-0.000) - beforeRenderModule mod_custom (ОТЗЫВЫ КЛИЕНТОВ)

Application 0.192 seconds (+0.001); 8.49 MB (+0.004) - afterRenderModule mod_custom (ОТЗЫВЫ КЛИЕНТОВ)

Application 0.192 seconds (+0.000); 8.49 MB (-0.002) - beforeRenderModule mod_custom (Рассчитать страховку )

Application 0.192 seconds (+0.001); 8.50 MB (+0.004) - afterRenderModule mod_custom (Рассчитать страховку )

Application 0.192 seconds (+0.000); 8.49 MB (-0.002) - beforeRenderModule mod_custom (FAQ)

Application 0.193 seconds (+0.001); 8.50 MB (+0.004) - afterRenderModule mod_custom (FAQ)

Application 0.196 seconds (+0.002); 8.50 MB (-0.002) - beforeRenderModule mod_custom (YA PHONE)

Application 0.196 seconds (+0.001); 8.50 MB (+0.004) - afterRenderModule mod_custom (YA PHONE)

Application 0.196 seconds (+0.000); 8.50 MB (-0.002) - beforeRenderModule mod_custom (Footer)

Application 0.197 seconds (+0.001); 8.50 MB (+0.004) - afterRenderModule mod_custom (Footer)

Application 0.199 seconds (+0.001); 8.52 MB (+0.014) - beforeRenderModule mod_custom (Карта сайта)

Application 0.199 seconds (+0.001); 8.52 MB (+0.004) - afterRenderModule mod_custom (Карта сайта)

Application 0.205 seconds (+0.005); 8.52 MB (-0.006) - afterRender

24 SQL-запросов зафиксировано

SELECT `data` FROM `cklmz_session` WHERE `session_id` = '4c6d8c5d8e27ef26361df9379859a746'
SELECT `session_id` FROM `cklmz_session` WHERE `session_id` = '4c6d8c5d8e27ef26361df9379859a746' LIMIT 0, 1
INSERT INTO `cklmz_session` (`session_id`, `client_id`, `time`) VALUES ('4c6d8c5d8e27ef26361df9379859a746', 0, '1680411740')
SELECT extension_id AS id, element AS "option", params, enabled FROM cklmz_extensions WHERE `type` = 'component' AND `element` = 'com_users'
SELECT b.id FROM cklmz_usergroups AS a LEFT JOIN cklmz_usergroups AS b ON b.lft <= a.lft AND b.rgt >= a.rgt WHERE a.id = 1
SELECT id, rules FROM `cklmz_viewlevels`
SELECT folder AS type, element AS name, params FROM cklmz_extensions WHERE enabled >= 1 AND type ='plugin' AND state >= 0 AND access IN (1,1) ORDER BY ordering
SELECT extension_id AS id, element AS "option", params, enabled FROM cklmz_extensions WHERE `type` = 'component' AND `element` = 'com_languages'
SELECT extension_id AS id, element AS "option", params, enabled FROM cklmz_extensions WHERE `type` = 'component' AND `element` = 'com_widgetkit'
SELECT m.id, m.menutype, m.title, m.alias, m.note, m.path AS route, m.link, m.type, m.level, m.language,m.browserNav, m.access, m.params, m.home, m.img, m.template_style_id, m.component_id, m.parent_id,e.element as component FROM cklmz_menu AS m LEFT JOIN cklmz_extensions AS e ON m.component_id = e.extension_id WHERE m.published = 1 AND m.parent_id > 0 AND m.client_id = 0 ORDER BY m.lft
SELECT extension_id AS id, element AS "option", params, enabled FROM cklmz_extensions WHERE `type` = 'component' AND `element` = 'com_content'
SELECT c.*, CASE WHEN CHAR_LENGTH(c.alias) THEN CONCAT_WS(':', c.id, c.alias) ELSE c.id END as slug FROM cklmz_categories as c LEFT JOIN cklmz_categories AS s ON (s.lft <= c.lft AND s.rgt >= c.rgt) OR (s.lft > c.lft AND s.rgt < c.rgt) LEFT JOIN (SELECT cat.id as id FROM cklmz_categories AS cat JOIN cklmz_categories AS parent ON cat.lft BETWEEN parent.lft AND parent.rgt WHERE parent.extension = 'com_content' AND parent.published != 1 GROUP BY cat.id) AS badcats ON badcats.id = c.id WHERE (c.extension='com_content' OR c.extension='system') AND c.access IN (1,1) AND c.published = 1 AND s.id=137 AND badcats.id is null GROUP BY c.id, c.asset_id, c.access, c.alias, c.checked_out, c.checked_out_time, c.created_time, c.created_user_id, c.description, c.extension, c.hits, c.language, c.level, c.lft, c.metadata, c.metadesc, c.metakey, c.modified_time, c.note, c.params, c.parent_id, c.path, c.published, c.rgt, c.title, c.modified_user_id ORDER BY c.lft
SELECT alias, catid FROM cklmz_content WHERE id = 137
SELECT * FROM cklmz_languages WHERE published=1 ORDER BY ordering ASC
SELECT id, home, template, s.params FROM cklmz_template_styles as s LEFT JOIN cklmz_extensions as e ON e.element=s.template AND e.type='template' AND e.client_id=s.client_id WHERE s.client_id = 0 AND e.enabled = 1
SELECT a.rules FROM cklmz_assets AS a WHERE (a.id = 1) GROUP BY a.id, a.rules, a.lft
SELECT b.rules FROM cklmz_assets AS a LEFT JOIN cklmz_assets AS b ON b.lft <= a.lft AND b.rgt >= a.rgt WHERE (a.name = 'com_content') GROUP BY b.id, b.rules, b.lft ORDER BY b.lft
SELECT a.id, a.asset_id, a.title, a.alias, a.title_alias, a.introtext, a.fulltext, CASE WHEN badcats.id is null THEN a.state ELSE 0 END AS state, a.mask, a.catid, a.created, a.created_by, a.created_by_alias, CASE WHEN a.modified = 0 THEN a.created ELSE a.modified END as modified, a.modified_by, a.checked_out, a.checked_out_time, a.publish_up, a.publish_down, a.images, a.urls, a.attribs, a.version, a.parentid, a.ordering, a.metakey, a.metadesc, a.access, a.hits, a.metadata, a.featured, a.language, a.xreference,c.title AS category_title, c.alias AS category_alias, c.access AS category_access,u.name AS author,( SELECT MAX(contact.id) AS id FROM cklmz_contact_details AS contact WHERE contact.published = 1 AND contact.user_id = a.created_by) as contactid,parent.title as parent_title, parent.id as parent_id, parent.path as parent_route, parent.alias as parent_alias,ROUND(v.rating_sum / v.rating_count, 0) AS rating, v.rating_count as rating_count FROM cklmz_content AS a LEFT JOIN cklmz_categories AS c on c.id = a.catid LEFT JOIN cklmz_users AS u on u.id = a.created_by LEFT JOIN cklmz_categories as parent ON parent.id = c.parent_id LEFT JOIN cklmz_content_rating AS v ON a.id = v.content_id LEFT OUTER JOIN (SELECT cat.id as id FROM cklmz_categories AS cat JOIN cklmz_categories AS parent ON cat.lft BETWEEN parent.lft AND parent.rgt WHERE parent.extension = 'com_content' AND parent.published <= 0 GROUP BY cat.id) AS badcats ON badcats.id = c.id WHERE a.id = 137 AND (a.publish_up = '0000-00-00 00:00:00' OR a.publish_up <= '2023-04-02 05:02:20') AND (a.publish_down = '0000-00-00 00:00:00' OR a.publish_down >= '2023-04-02 05:02:20') AND (a.state = 1 OR a.state =2)
SELECT c.*, CASE WHEN CHAR_LENGTH(c.alias) THEN CONCAT_WS(':', c.id, c.alias) ELSE c.id END as slug FROM cklmz_categories as c LEFT JOIN cklmz_categories AS s ON (s.lft <= c.lft AND s.rgt >= c.rgt) OR (s.lft > c.lft AND s.rgt < c.rgt) LEFT JOIN (SELECT cat.id as id FROM cklmz_categories AS cat JOIN cklmz_categories AS parent ON cat.lft BETWEEN parent.lft AND parent.rgt WHERE parent.extension = 'com_content' AND parent.published != 1 GROUP BY cat.id) AS badcats ON badcats.id = c.id WHERE (c.extension='com_content' OR c.extension='system') AND c.access IN (1,1) AND c.published = 1 AND s.id=14 AND badcats.id is null GROUP BY c.id, c.asset_id, c.access, c.alias, c.checked_out, c.checked_out_time, c.created_time, c.created_user_id, c.description, c.extension, c.hits, c.language, c.level, c.lft, c.metadata, c.metadesc, c.metakey, c.modified_time, c.note, c.params, c.parent_id, c.path, c.published, c.rgt, c.title, c.modified_user_id ORDER BY c.lft
UPDATE cklmz_content SET hits = hits + 1 WHERE id = 137
SELECT params FROM cklmz_extensions AS e WHERE e.element='com_widgetkit'
SELECT extension_id AS id, element AS "option", params, enabled FROM cklmz_extensions WHERE `type` = 'component' AND `element` = 'com_media'
SELECT m.id, m.title, m.module, m.position, m.content, m.showtitle, m.params, mm.menuid FROM cklmz_modules AS m LEFT JOIN cklmz_modules_menu AS mm ON mm.moduleid = m.id LEFT JOIN cklmz_extensions AS e ON e.element = m.module AND e.client_id = m.client_id WHERE m.published = 1 AND e.enabled = 1 AND (m.publish_up = '0000-00-00 00:00:00' OR m.publish_up <= '2023-04-02 05:02:20') AND (m.publish_down = '0000-00-00 00:00:00' OR m.publish_down >= '2023-04-02 05:02:20') AND m.access IN (1,1) AND m.client_id = 0 AND (mm.menuid = 243 OR mm.menuid <= 0) ORDER BY m.position, m.ordering
UPDATE `cklmz_session` SET `data` = '__default|a:7:{s:15:\"session.counter\";i:1;s:19:\"session.timer.start\";i:1680411740;s:18:\"session.timer.last\";i:1680411740;s:17:\"session.timer.now\";i:1680411740;s:24:\"session.client.forwarded\";s:13:\"3.226.122.122\";s:8:\"registry\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:4:\"user\";O:5:\"JUser\":25:{s:9:\"\0*\0isRoot\";b:0;s:2:\"id\";i:0;s:4:\"name\";N;s:8:\"username\";N;s:5:\"email\";N;s:8:\"password\";N;s:14:\"password_clear\";s:0:\"\";s:8:\"usertype\";N;s:5:\"block\";N;s:9:\"sendEmail\";i:0;s:12:\"registerDate\";N;s:13:\"lastvisitDate\";N;s:10:\"activation\";N;s:6:\"params\";N;s:6:\"groups\";a:0:{}s:5:\"guest\";i:1;s:13:\"lastResetTime\";N;s:10:\"resetCount\";N;s:10:\"\0*\0_params\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:14:\"\0*\0_authGroups\";a:1:{i:0;i:1;}s:14:\"\0*\0_authLevels\";a:2:{i:0;i:1;i:1;i:1;}s:15:\"\0*\0_authActions\";N;s:12:\"\0*\0_errorMsg\";N;s:10:\"\0*\0_errors\";a:0:{}s:3:\"aid\";i:0;}}' , `time` = '1680411740' WHERE `session_id` = '4c6d8c5d8e27ef26361df9379859a746'

19 типов SQL-запросов зафиксировано, отсортировано по вхождениям

Запросы типа SELECT:

5 × SELECT extension_id AS id, element AS "option", params, enabled FROM cklmz_extensions
2 × SELECT c.*, CASE WHEN CHAR_LENGTH(c.alias) THEN CONCAT_WS(':', c.id, c.alias) ELSE c.id END as slug FROM cklmz_categories as c LEFT JOIN cklmz_categories AS s ON (s.lft <= c.lft AND s.rgt >= c.rgt) OR (s.lft > c.lft AND s.rgt < c.rgt) LEFT JOIN (SELECT cat.id as id FROM cklmz_categories AS cat JOIN cklmz_categories AS parent ON cat.lft BETWEEN parent.lft AND parent.rgt
1 × SELECT a.rules FROM cklmz_assets AS a
1 × SELECT id, home, template, s.params FROM cklmz_template_styles as s LEFT JOIN cklmz_extensions as e ON e.element=s.template AND e.type='template' AND e.client_id=s.client_id
1 × SELECT b.rules FROM cklmz_assets AS a LEFT JOIN cklmz_assets AS b ON b.lft <= a.lft AND b.rgt >= a.rgt
1 × SELECT a.id, a.asset_id, a.title, a.alias, a.title_alias, a.introtext, a.fulltext, CASE WHEN badcats.id is null THEN a.state ELSE 0 END AS state, a.mask, a.catid, a.created, a.created_by, a.created_by_alias, CASE WHEN a.modified = 0 THEN a.created ELSE a.modified END as modified, a.modified_by, a.checked_out, a.checked_out_time, a.publish_up, a.publish_down, a.images, a.urls, a.attribs, a.version, a.parentid, a.ordering, a.metakey, a.metadesc, a.access, a.hits, a.metadata, a.featured, a.language, a.xreference,c.title AS category_title, c.alias AS category_alias, c.access AS category_access,u.name AS author,( SELECT MAX(contact.id) AS id FROM cklmz_contact_details AS contact
1 × SELECT m.id, m.title, m.module, m.position, m.content, m.showtitle, m.params, mm.menuid FROM cklmz_modules AS m LEFT JOIN cklmz_modules_menu AS mm ON mm.moduleid = m.id LEFT JOIN cklmz_extensions AS e ON e.element = m.module AND e.client_id = m.client_id
1 × SELECT params FROM cklmz_extensions AS e
1 × SELECT * FROM cklmz_languages
1 × SELECT alias, catid FROM cklmz_content
1 × SELECT id, rules FROM `cklmz_viewlevels
1 × SELECT b.id FROM cklmz_usergroups AS a LEFT JOIN cklmz_usergroups AS b ON b.lft <= a.lft AND b.rgt >= a.rgt
1 × SELECT folder AS type, element AS name, params FROM cklmz_extensions
1 × SELECT m.id, m.menutype, m.title, m.alias, m.note, m.path AS route, m.link, m.type, m.level, m.language,m.browserNav, m.access, m.params, m.home, m.img, m.template_style_id, m.component_id, m.parent_id,e.element as component FROM cklmz_menu AS m LEFT JOIN cklmz_extensions AS e ON m.component_id = e.extension_id
1 × SELECT `data` FROM `cklmz_session`
1 × SELECT `session_id` FROM `cklmz_session`

Прочие SQL-запросы:

1 × UPDATE `cklmz_session` SET `data` = '__default|a:7:{s:15:\"session.counter\";i:1;s:19:\"session.timer.start\";i:1680411740;s:18:\"session.timer.last\";i:1680411740;s:17:\"session.timer.now\";i:1680411740;s:24:\"session.client.forwarded\";s:13:\"3.226.122.122\";s:8:\"registry\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:4:\"user\";O:5:\"JUser\":25:{s:9:\"\0*\0isRoot\";b:0;s:2:\"id\";i:0;s:4:\"name\";N;s:8:\"username\";N;s:5:\"email\";N;s:8:\"password\";N;s:14:\"password_clear\";s:0:\"\";s:8:\"usertype\";N;s:5:\"block\";N;s:9:\"sendEmail\";i:0;s:12:\"registerDate\";N;s:13:\"lastvisitDate\";N;s:10:\"activation\";N;s:6:\"params\";N;s:6:\"groups\";a:0:{}s:5:\"guest\";i:1;s:13:\"lastResetTime\";N;s:10:\"resetCount\";N;s:10:\"\0*\0_params\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:14:\"\0*\0_authGroups\";a:1:{i:0;i:1;}s:14:\"\0*\0_authLevels\";a:2:{i:0;i:1;i:1;i:1;}s:15:\"\0*\0_authActions\";N;s:12:\"\0*\0_errorMsg\";N;s:10:\"\0*\0_errors\";a:0:{}s:3:\"aid\";i:0;}}' , `time` = '1680411740'
1 × UPDATE cklmz_content SET hits = hits + 1
1 × INSERT INTO `cklmz_session` (`session_id`, `client_id`, `time`) VALUES ('4c6d8c5d8e27ef26361df9379859a746', 0, '1680411740'

ОСАГО и Техосмотр

Консоль отладки Joomla!

Сессия

__default

user

Результаты профилирования

Использование памяти

Запросы к базе данных

24 SQL-запросов зафиксировано

19 типов SQL-запросов зафиксировано, отсортировано по вхождениям

Запросы типа SELECT:

Прочие SQL-запросы: